NTUC Choice Homes Co-operative Ltd was set-up in 1995 to help more Singaporeans meet their aspirations to own private property by delivering quality housing at fair and affordable prices.

Since its inception, it has developed or is in the midst of developing a total of 13 projects including a freehold private condominium (Riviera Residences), four executive condominiums (Park Green, Bishan Loft, Yew Mei Green and Simei Green), and eight private 99-year leasehold condominiums (upcoming condominium in Toa Payoh, Dakota Residences, Casa Merah, YewTee Residences, Kovan Melody, Grandeur 8, Rivervale Crest and Tropical Spring) with a total of 5,931 units.

NTUC Eldercare Co-operative Limited was set up in 1997 to provide services to the ageing population. Eldercare aims to provide affordable and quality care services for the elderly of average dual-income Singaporean families, helping them to look after their elderly dependents while they are at work. It also generates awareness on challenges facing an ageing population. Since 1999, Eldercare has established five social day care centres for the elderly. They are located at Marsiling, Taman Jurong, Pasir Ris, Jurong Central and Punggol South.

The centres provide holistic structured programmes and activities that cater to the physical, mental and social needs of the elderly. Physiotherapy and loans of home care equipment are among the few value-added services that they offer. Union members are able to enjoy a monthly rebate of $15.

Eldercare also provides Care@Home service, a non-medical homecare service for elderly who are home-bound and need quality social care. The range of services include:

• Basic Care – Personal Grooming, Exercise, Companionship, Medical Escort, Physio-Treatment and Dressing Care
• Professional Services – Counselling, Physiotherapy
• Value-add – Meals Preparation, Light Housekeeping, Grocery Shopping
• In addition, Financial Assistance Schemes such as Government Means-Test and subsidy from Eldercare Trust are also available for families that require financial assistance.

Eldercare hopes to see the ageing Singaporean population being adequately supported, cared for and loved by their families and the community.

NTUC FairPrice Co-operative Limited
Founded in 1973, NTUC Fairprice Co-operative Limited has become Singapore’s leading supermarket retailer with a chain of more than 200 stores in diverse retail formats across the island.

Employer to more than 6,000 workers, NTUC FairPrice has a retail network comprising FairPrice supermarkets, FairPrice Finest stores, FairPrice Xtra hypermarkets as well as FairPrice Xpress and Cheers convenience stores.

The co-operative serves both the public and its more than 400,000 co-operative members who, through their support, make NTUC FairPrice Singapore’s very own leading supermarket chain.

FairPrice’s founding mission was to moderate the cost of living in Singapore. Today, that social mission remains at the heart of its operations. Its many community projects are aimed at contributing to the community. In March 2008, it launched the NTUC FairPrice Foundation, with the mission to provide a better life for the community. With NTUC FairPrice Foundation, FairPrice is now able to provide a better structure to its corporate giving and contribute to causes that are aligned with its social mission in a systematic and sustained manner. The foundation also serves as an institutional tribute to FairPrice’s commitment to serve, care and share with the community at large.

FairPrice also aims to provide its customers with the best value, quality products and excellent service, while serving the needs of its members, workers and the community, and fulfilling its role as a good corporate citizen.

FairPrice is the first supermarket retailer in Singapore to have its own central warehousing and distribution company. It operates a 13,000-square-metre Fresh Food Distribution Centre. With these structural systems in place, FairPrice is able to achieve excellent inventory control and optimise procedural efficiency.

NTUC First Campus is a community of teachers, parents and early childhood professionals working together to bring out the best in each child.

NTUC First Campus was established as NTUC Childcare in 1977 and we became a co-operative in 1992. We represent the highest quality standards of professionalism in early childhood education and are committed to making the best quality pre-school education available to all.

As a pioneer and innovator in the early childhood education in Singapore and the region, we aim to make a positive difference in fulfiling the promise of each child through our extensive network of more than 50 pre-schools in the community.

Our staff of over 1000 dedicated professionals are all passionate and committed to achieving the best for each child.

NTUC Healthcare Co-operative Limited
Established in 1992, NTUC Healthcare Co-operative Limited’s mission is to help moderate the cost of healthcare in Singapore through promoting and providing quality healthcare products and services at affordable prices.

The co-operative operates 34 Unity pharmacies, 8 The Living Pharmacy, 13 dental clinics, 6 medical clinics and 3 Traditional Chinese Medicine clinics.

In view of the growing aging population in Singapore, NTUC Healthcare opened its first medical products and rehabilitative equipment outlet named “Physiocare” in February 2008 at Bukit Merah Central. Physiocare aims to cater to the needs of the elderly and sports atheletes as well as to provide a one-stop-centre convenience on rehabilitation to the public. Services range from retail of health and rehabilitation products to sports injuries management and rehabilitative therapy advice. Educational videos are also screened at the outlet, providing information about certain medical conditions. These videos aim to educate customers on preventive treatments. NTUC Healthcare plans to set up another three to four PhysioCare outlets in the next one to two years in anticipation of greater demands due to an ageing population. These outlets will be set up in strategic locations to benefit as many elderly and their caregivers as possible.

The co-operative is also committed to help Singaporeans and the community from time to time. To help offset the rising cost of living, NTUC Healthcare offers 10 to 20 per cent discount on a different range of products every week, throughout all its Unity pharmacy stores from May until July 2008. These products include vitamins, health supplements and surgical items.

The dental clinics also provides free consultation for a month in December to o help promote oral hygiene awareness.

Established in 1970 in response to the growing needs for affordable insurance, NTUC Income has become a leading life, health and general insurer, earning the trust of 1.8 million customers.

In December 2008, NTUC Income organised a charity fundraiser, NTUC Income Project Love 2008. Through a series of quirky activities, NTUC Income’s senior management team, staff and sales force raised $375,000 for the Labour Movement U Care Fund, the Moral Home for Disabled, the Singapore Children's Society, Action for AIDS, as well as several smaller charities.

NTUC LearningHub Private Limited
NTUC LearningHub Private Limited was corporatised in 2004 with the mission to enhance the lifelong employability of Singapore’s workforce by providing high quality, innovative products and affordable learning. The training programmes provided by NTUC LearningHub® comprise Infocomm Technology, Professional IT Certificates, Soft Skills & Literacy, Workplace Safety & Health, Employability Skills System, Customer Service Training, Pharmaceutical, Trades, Cleaning, WSQ Security and Manufacturing Skills.

NTUC LearningHub, formerly known as NTUC Computer Training Centre, has been evolving with the Singapore workers' training needs since 1982 to help them stay employable. It focuses on providing high quality training courses that are contemporary and affordable. To date, it has trained close to 600,000 people and more than 10,000 companies. Check out the latest training courses at www.ntuclearninghub.com.

NTUC Link Pte Ltd’s mission is to maximise benefits and provide real value in the LinkPoints Loyalty and Reward Programme. Incorporated in 1998, it aims to bring greater value and savings to members by having a stream of quality merchants offering LinkPoints and attractive rewards.

The LinkPoints Programme has more than 1.2 million members and over 600 participating merchant outlets with features such as Instant Redemption, Online Rewards and Starbuys. Approximately 2 billion LinkPoints were awarded to members in the year 2008. Today, LinkPoints has become one of the most popular and effective loyalty programmes in Singapore.

The LinkPoints Programme continues to strengthen its benefits for members and in the year 2006 the LinkPoints website was ranked #1 in the Hitwise Singapore for the Rewards category industry based on number of visits.

In addition to the LinkPoints Programme, the company has a relationship marketing arm – LinkLabs. LinkLabs helps companies to set up their local and worldwide loyalty programmes and provides customised relationship marketing services.

NTUC Thrift & Loan Co-operative Limited was formed in 1998 with the primary mission to inculcate the good habit of thrift and grow the cash assets of its members. Besides paying higher interest rates on savings and fixed deposits and charging less for loans, NTUC Thrift also seeks to give better returns with higher dividend payout for subscription capital investments. Dividend payouts are tied to overall profit performance of the co-operative.

Through the En-bloc Savings scheme, NTUC Thrift encourages union members from unionized companies as a group to commit to a regular monthly savings plan. The scheme aims to help them save up for rainy days or emergencies. In 2006, NTUC Thrift launched the Retrenched Workers Fixed Deposit scheme to help retrenched union members get better returns on their retrenchment payouts.

Since 1998, NTUC Thrift has been steadfastly growing from strength to strength. As at end 2008, membership enrolment stands at 84,000 with total assets under management totaling $536 million. Membership is open to all members of NTUC affiliated unions.