ANNE TAY joined OCBC Bank in May 2002 and is a Vice President of Wealth Management. Prior to joining OCBC Bank, she was Vice President of Business Development of an asset management co. managing pension schemes as well as private trust business. Anne holds a Bachelor of Commerce from the University of Toronto, Canada and is a Certified Management Accountant from the Society of Management Accountants of Canada. She is also a Certified Financial Planner with the Financial Planning Association of Singapore. Currently, she is the co-chairman of ISO National Technical Committee for Personal Financial Planning. Click here for Anne's presentation slides   VERONITA RUSLI, Veronita Rusli graduated with a bachelor's degree in Business Management and Chemistry (double major) from the State University of New York at Stony Brook, New York, USA. She further received a master's degree in Human Nutrition from the University of Illinois at Urbana-Champaign, Illinois, USA. As a nutrition consultant of Food and Nutrition Specialists Pte Ltd, a private consulting company headquartered in Singapore, Veronita provides a range of nutritional services for individuals and corporate organizations. Some of these include: corporate consultancy for the development of nutrition marketing and education conducting school health and TAF clubs talks contribution of articles to consumer newsletters and promotional materials nutrition analysis of foods and menus coordination and organization of health, nutrition and scientific conferences, seminars and workshops. Click here for Veronita's presentation slides