NTUC Link Credit Card by Trust

Terms and conditions

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law

¹ This promotion is valid from 1 January to 31 January 2026, for new to Trust customers only. New to Trust customer means a customer who has no existing or cancelled Trust account. Sign up for a NTUC Link credit card with the referral code <TRUSTMSD> during the promotion period and earn S$60 in FairPrice Group E-Vouchers (1 x S$10, 1 x S$50 FairPrice Group E-Vouchers) when your credit card is approved. FairPrice Group E-Vouchers will be issued via Trust App (visit Rewards > Coupons > Saved / Awarded Coupons for more details). We aim to make your rewards available within 24 hours after validation. Our General Terms and Conditions apply. Please see Trust website. 

² Up to 21% of savings in Linkpoints is a promotional rate. This is subject to change. Please refer to our Key Facts Sheet for Trust Link Credit Card and NTUC Link Credit Card and Key Facts Sheet for Savings Account by Trust at Trust website for the latest information. 

• To earn monthly and quarterly bonus rates, a minimum monthly spend in a calendar month outside the FairPrice Group is required. Meet the relevant minimum monthly spend for a month to earn the monthly bonus rate, and for a quarter to earn a quarterly bonus rate. There are currently two quarterly bonus rates you can earn, each with their own minimum monthly spend. See Trust Bank's Key Facts Sheet for Trust Link Credit Card and NTUC Link Credit Card and Key Facts Sheet for Savings Account by Trust for details.
• A minimum monthly spend is the minimum Eligible Spend in a calendar month to earn monthly and quarterly bonus rates.
• SGD deposits are insured up to S$100k by SDIC.

³ FairPrice Group groceries refer to FairPrice, FairPrice Finest, FairPrice Xtra, FairPrice Xpress (excluding Esso outlets), FairPrice online, Unity, Cheers (excluding Esso outlets). The FairPrice member savings is applicable for all purchases at FairPrice Group groceries (excluding Cheers). T&Cs apply.

⁴ Illustration is based on rates which include promotional rates. Rates are subject to fulfilment of conditions such as minimum monthly spend. Promotional bonus rates are valid till 31 December 2025. Please see Trust Bank’s General Terms and Conditions for more information. 

⁵ Interest earned depends on the plan the customer has chosen and the completion of the relevant bonus interest criteria. Refer to Key facts sheet for Savings Account by Trust for more details.

Trust Bank’s General Terms & Conditions apply, visit trustbank.sg for more information.