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SLF GIFT Plus is a group insurance that covers death and permanent & total disability due to natural causes and accidents. It is an enhanced package of SLF GIFT. The sum insured is $20,000 for *members having less than 10 yrs with Union & $30,000 for those who have more than 10 years. To be egligible for coverage, members must be below 65 years of age as at 1 May 2000 with at least 6 months of continuous union/association membership.