Our benefits focus on the 5 pillars of offerings: workplace protection, career development, cost of living, family and health and financial adequacy. Through this, we aim to bring a comprehensive suite of services and benefits for you and your family as part of the NTUC family.

Find out more about each pillar and their offerings in their respective pages and FAQs at the Help Center.

NTUC Union Membership is open to anyone above the age of 16, except for personnel from Singapore Police Force, Singapore Prison Service, Civil Defense Force, Singapore Armed Forces, Narcotics Service or Auxiliary Police bodies (Certis Cisco, Aetos and SATS), foreign domestic workers, and full-time students. Click here to apply.

You can sign up for NTUC Union Membership via the following platforms:

 

Sign up Method	Membership Activation Period	Available Payment Method
U Portal Sign up online here	● Membership will be activated in the same month ● Access your e-Card via MyNTUC app over the next 2-3 days and enjoy the benefits ● Receive your physical membership card within 2 weeks of approval	● Debit/ Credit Card* ● FAST (with GIRO setup for  DBS/POSB accounts)
MyNTUC App Download here   Sign up under My Profile > Apply for memberships	● Immediate activation of membership ● Start using your e-card immediately ● Receive your physical membership card within 2 weeks of approval	● Debit/ Credit Card* ● FAST (with GIRO set up only for DBS/POSB customers)

  

*Automatic recurring payment on every 6^th of the month

The membership fee is $117 per year. You can choose to make a one-time payment or make monthly payments of $9 from January to November, and $18 in December. 

If you are new to NTUC Union Membership, you will be entitled to receive the sign-up gift* upon upfront payment of membership fees (non-refundable fees) and activation of Credit/Debit Card Recurring arrangement for future membership fees deduction. 

*If you have redeemed any sign-up gift from Union Membership within 2 years prior to the date of collection of the sign-up gift, you will not be eligible for the current sign-up gift. You must not cancel your membership during the paid membership period as well.

While both silver NTUC Card and black Link Card holders can earn and redeem Linkpoints, only silver NTUC Card holders have access to exclusive benefits and privileges reserved for union members as well as workplace support and training credits. Members would also have access to special assistance programs and exclusive insurance coverage.

 

For more information, check out the various cards for your comparison here.

This campaign is only available to active NTUC Union Members. An active paying member refers to one who is not in arrears. This campaign is not open to referrals for NTUC Family Membership (NFM) and nEbO members.

Yes, you may refer anyone who is not an existing NTUC Union Member and above the age of 16. However, please note that NTUC Union Membership is not open to personnel from Singapore Police Force, Singapore Prison Service, Civil Defence Force, Singapore Armed Forces, Narcotics Service, Auxiliary Police bodies (Certis Cisco, Aetos and SATS), foreign domestic workers, and full-time students. This campaign is not open to referrals for NTUC Family Membership and nEbO members.

Login to get your referral link here and get rewarded together with your friends. You can share your referral link with your friends via Facebook, Email, Twitter, Telegram, WhatsApp or SMS. Both you and your friend will be rewarded following a successful referral.

You will be eligible for the referrer rewards under the following conditions:

 

• Your referral completes and submits their NTUC Union Membership online application here
• Your referral to indicate the Referral Code provided in the invitation email or SMS on the online application form.

 

Your referrals can also join the NTUC Union Membership by using the unique referral link provided on NTUC Facebook page. Member will not be eligible for referrer benefits if their referral signed up through a different channel or if their membership fees are in arrears.

The reward will be sent to the Member’s email address as recorded in NTUC's database within four (4) weeks upon Referral’s membership applied date. For instance, if Referral applied in April 2023, the reward will be sent to the Member’s email address by 31 May 2023. Please note that it is the Member’s responsibility to notify NTUC if one ‘s email address changes.

 

For more information on Refer a friend Programme, visit here.

The NTUC Family Membership (NFM) is a membership scheme for current NTUC Union Members and their families. By extending the benefits of a NTUC Union Member to your family, you can moderate your family’s cost of living and care for your non-working parents’ and children’s well-being.

 

Learn more about NFM here

All NTUC Union Members with active union membership are eligible to join NFM. You can nominate up to 4 next of kin. For example: 2 parents and 2 children*, 1 parent and 3 children*, 4 children*.

*Every non-working child must be 24 years old and below.

Learn more about NFM here

The membership fee is $24 per year.

 

Learn more about NFM here.

Trust is Singapore’s newest digital bank – a partnership between Standard Chartered Bank and FairPrice Group, combining over 200 years of heritage.

With the NTUC Link Credit/Debit Card, NTUC Union Members can now enjoy generous savings of up to 21% on FairPrice Group Spend* (includes FairPrice, Kopitiam, Cheers, Unity & more!)

 

Here are some of the exclusive privileges available to respective cardholders:

 

Exclusive privileges	NTUC Link Credit Card	NTUC Link Debit Card (with a Savings Account by Trust)
Lifetime membership*	Yes	Yes
Membership fees	Yes	Yes
Savings at FairPrice, Unity & Cheers*	Up to 21%*	Up to 11%*
Savings at Kopitiam*	Up to 17%*	Up to 7%*
Discount at Caltex	Up to 20% on Fuel	Up to 17% on Fuel
Earn & redeem Linkpoints with Link partners	Yes	Yes
Higher Linkpoints earn rate at NTUC Club partners*	Yes	Yes
Union member discounts at participating partners	Yes	Yes
Savings Account by Trust interest rate*	-	Up to 2.5% p.a. interest
Annual Fee	$0	$0

 

*Terms and conditions apply.

 

You can apply for the NTUC Link Credit card if:

• You are between 21 years old and 55 years old; and
• Have an annual income of S$30,000 if Singaporean citizen or permanent resident; or
• Have an annual income of S$60,000 if foreigner with a valid work pass OR if
• You are above 55 years old; and
• Have an annual income of S$15,000 if Singaporean citizen or permanent resident; or
• Have an annual income of S$60,000 if foreigner with a valid work pass

 

You may also apply for the Savings Account by Trust if you are:

• Singapore citizen, Singapore permanent resident or foreigner; and
• 18 years old and above

 

For other questions, reach Trust via the following platforms:

• Live chat or voice call on your Trust app
• OR call 313-TRUST (+65 313 87878)
• Trust Bank

For Singaporean citizen or permanent resident, we recommend using MyInfo to pre-fill your application form for a quick and seamless experience.

 

If you are a foreigner, you may also log in to MyInfo and upload your passport photo and most recent pay slip for the application.

For other questions, reach Trust via the following platforms:

• Live chat or voice call on your Trust app
• OR call 313-TRUST (+65 313 87878)
• Trust Bank

Yes. You can present your silver NTUC Link Credit/Debit Card to identify yourself as a NTUC Union Member.

Please be informed that the NTUC/OCBC Plus! partnership has ended, all NTUC/OCBC Plus! Visa card had discontinued on 1 February 2023. You will not lose any Linkpoints that you have earned and may continue to access your linkpoints through the following:

• Apply for the new Trust Credit / Debit Cards
• Download the FairPrice app / MyNTUC app
• Use your silver NTUC card. For replacement, login and request it here or call 6380 5858 

Visit Link for more information.