NTUC Group Term Life Insurance for Trade Union Members (GIFT) is a group insurance policy exclusively for members of NTUC affiliated unions/associations. All union members who are below 65 years old are automatically covered against death and total/partial & permanent disability of up to S$40,000 subjected to other T&Cs. Members are not required to apply for the insurance as they are automatically covered as part of their membership.

Find out more information about GIFT here. 

You are eligible for NTUC GIFT if you fulfill the following:

• Members who are 16 to 65 years of age (include spouses below the age of 65, i.e., before their 65th birthday)

• Members must have at least 6 continuous months of membership at point of occurrence

NTUC Union Members aged 65 years old and above who and meet the minimum membership tenure criteria will be eligible for GIFT Extension to enjoy extended coverage, subject to a token fee payment which currently has been waived* until 2026.

To find out more information about GIFT Extension, you may download the NTUC GIFT brochure from our resource hub here and refer to page 10.

*Terms and conditions apply

Please submit the completed claim form and supporting documents to us via Nicole (Virtual Assistant) by referring to the steps below:

1) Scroll right under "Members Programmes" and select "NTUC Gift Insurance"
2) Select "How to submit a claim?"
3) Select "Submit a claim now"

Please note that GIFT claim must be submitted within 90 days of Death or Permanent Disability. The claim processing duration is 4-6 weeks; subjected to the submission of all the required documents.

Visit our Resource Hub here to view/download the NTUC GIFT Death Claim Form and the NTUC GIFT Total/Partial & Permanent Disability (TPD) Claim Form.

The U Care Assistance Programmes include grants and programmes to support our NTUC Union Members financially. For more detailed information on eligibility and application guide, do check out each of the programme’s page here.