Coverage of death, total/partial and permanent disability of up to $40,000 for union members who are below 65 years old

What is NTUC GIFT?

NTUC GIFT is a group insurance policy exclusively for members of NTUC affiliated unions and association. All union members who are below 65 years old are automatically covered against death, total/partial and permanent disability of up to $40,000. Union leaders are eligible for double the sum assured. Union members’ spouses below 65 years old are also covered against death, total/partial and permanent disability. Eligible members aged 65 years and above can opt for extension of coverage with payment of a token fee.

For more information on the different payouts, download the NTUC GIFT brochure: English | Chinese

Who is eligible for NTUC GIFT?

Make sure you’re eligible to apply for the NTUC GIFT                                       

You are an NTUC member who are 16 to 65 years of age

Including spouses below the age of 65, i.e. before their 65th birthday

You paid at least 6 months of continuous union/association membership
You are physically and actively at work

Members who are on paid medical leave and /or on no pay leave shall be deemed to be not actively at work. Members who are not actively and physically at work shall not be eligible until they return to active service and are medically certified to be in good health.

How to make a claim

Step 1

Please contact your union. If you are a general branch union member, you can contact NTUC Customer Service Centre. If you are an association member, please contact your association.

Download the claim form here.
Step 2

NTUC GIFT claim form must be submitted within 30 days of member’s death or permanent and total disablement.

Are you a union/association leader?

Leaders of unions /associations registered under the Trade Unions Act or Societies Act and are affiliated to NTUC are eligible for double cover

Download claim forms

Got question?

Programme details

Extension is allowed upon write-in request and token administrative fees of $1 to $3 per year, depending on age. All extension requests are subjected to approval.

No. As this is a group insurance arrangement, a Master Policy will be kept by NTUC.

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