NTUC GIFT is a group insurance policy exclusively for members of NTUC affiliated unions/associations. All union members who are below 65 years old are automatically covered against death and total/partial & permanent disability of up to S$40,000. Union leaders are eligible for double the sum assured. Union members’ spouses below 65 years old are also covered against death and total & permanent disability. Eligible members aged 65 years and above may opt for extension of coverage with payment of a token fee. The token fee has been waived until 2022. Please refer to the brochure for the detailed payout.
Eligibility Criteria
Members who:
- are 16 to 65 years of age (include spouses below the age of 65, i.e. before their 65th birthday)
- have at least 6 months of continuous paid-up union/association membership
Claim Submission
In the event of a claim, the member/next-of-kin needs to submit the duly completed claim form together with all necessary supporting documents to their union/association for endorsement. The claim must be submitted within 90 days of the occurrence of death or permanent disability.
– For Ordinary Branch (OB) member, please submit the claim form to the union/association that the member belongs to.
– For General Branch (GB) or U Club member, please submit the claim form to NTUC Members' Hub at NTUC Centre, 1 Marina Boulevard, Basement 1, Singapore 018989. For enquiries, please call 6213 8008.
To download the claim forms, please select accordingly:
NTUC GIFT Death Claim Form
NTUC GIFT Total/Partial & Permanent Disability Claim Form
Please refer to the NTUC GIFT Brochure below for more details.
NTUC GIFT Brochure (English)
NTUC GIFT Brochure (Chinese)